diciembre 21, 2024
AgencyWhat Happens If You Let Your SR-22 Lapse
When an SR-22 lapses, the consequences can be severe and far-reaching. An SR-22 is not an insurance policy itself but a certificate of financial responsibility filed by your insurance provider to prove you carry the minimum required liability insurance. This certificate is often required for high-risk drivers, such as those with DUI convictions or multiple […]
noviembre 22, 2024
AgencyHow Long Do You Need to Keep SR-22 Insurance?
An SR-22 is a certificate of financial responsibility that proves you have the minimum required auto liability insurance coverage mandated by your state. The length of time you need to maintain SR-22 insurance varies by state and the offense that led to the requirement. Factors Influencing the Duration SR-22-compliant auto insurance can be expensive, but […]
octubre 21, 2024
boswayautoWho Needs to File an SR-22?
An SR-22 is a certificate of financial responsibility that proves you carry the minimum state-required auto insurance coverage. It’s often mandated by the state for drivers who have experienced specific violations or issues. The following are the main situations where filing an SR-22 is typically required: DUI or DWI offenders—Drivers convicted of driving under the […]
septiembre 18, 2024
AgencyTop Causes of High-risk Driving and How to Avoid Them
High-risk driving is a significant contributor to accidents and fatalities on the road. Understanding the common causes can help drivers make safer choices and reduce the likelihood of dangerous situations. The following explores some of the top causes of high-risk driving and offers practical tips on avoiding them. Distracted Driving One of the leading causes […]
agosto 26, 2024
AgencyHow to Improve Your Driving Record Over Time
Arizona drivers seeking lower auto insurance premiums may be able to secure better rates by improving their driving records. Insurance companies base auto insurance premiums partly on your driving history, so a cleaner record can lead to savings. Adopt Safe Driving Habits Avoid aggressive behaviors like speeding, tailgating and erratic lane changes. Practice defensive driving […]
julio 24, 2024
AgencyAdding Teenage Drivers to Nonstandard Auto Insurance Policies
Adding a teenage driver to your auto insurance policy can be a significant decision, especially when dealing with high-risk or nonstandard policies. Putting your teen on your nonstandard auto insurance policy requires careful consideration to ensure adequate coverage and manage costs effectively. You can navigate this process confidently by understanding the unique challenges and risks […]
octubre 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]