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An SR-22 is a certificate of financial responsibility that proves you carry the minimum state-required auto insurance coverage. It’s often mandated by the state for drivers who have experienced specific violations or issues. The following are the main situations where filing an SR-22 is typically required: DUI or DWI offenders—Drivers convicted of driving under the […]

High-risk driving is a significant contributor to accidents and fatalities on the road. Understanding the common causes can help drivers make safer choices and reduce the likelihood of dangerous situations. The following explores some of the top causes of high-risk driving and offers practical tips on avoiding them. Distracted Driving One of the leading causes […]

Arizona drivers seeking lower auto insurance premiums may be able to secure better rates by improving their driving records. Insurance companies base auto insurance premiums partly on your driving history, so a cleaner record can lead to savings. Adopt Safe Driving Habits  Avoid aggressive behaviors like speeding, tailgating and erratic lane changes. Practice defensive driving […]

Adding a teenage driver to your auto insurance policy can be a significant decision, especially when dealing with high-risk or nonstandard policies. Putting your teen on your nonstandard auto insurance policy requires careful consideration to ensure adequate coverage and manage costs effectively. You can navigate this process confidently by understanding the unique challenges and risks […]

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]