How to Improve Your Driving Record Over Time

Arizona drivers seeking lower auto insurance premiums may be able to secure better rates by improving their driving records. Insurance companies base auto insurance premiums partly on your driving history, so a cleaner record can lead to savings.

Adopt Safe Driving Habits 

Avoid aggressive behaviors like speeding, tailgating and erratic lane changes. Practice defensive driving techniques by maintaining a safe distance from other vehicles and anticipating potential hazards. Safe driving can help you avoid accidents and traffic violations, positively impacting your driving record over time.

Take a Defensive Driving Course

Many insurance providers offer discounts for drivers who complete an accredited defensive driving course. Additionally, if you have points on your driving record, these courses can sometimes help reduce or remove those points.

Avoid Traffic Violations

Traffic violations such as speeding tickets, running red lights and illegal parking can negatively affect your driving record and insurance rates. Pay close attention to speed limits, obey all traffic signals and ensure your vehicle complies with local laws.

Keep Your Vehicle Well-Maintained

Regular vehicle maintenance contributes to overall safety and can help prevent breakdowns that might lead to accidents. Ensure your vehicle is in good working order by keeping up with routine services like oil changes, brake inspections and tire rotations.

Review and Update Your Insurance Policy

Periodically review your auto insurance policy to ensure it aligns with your current needs and driving habits. While this doesn’t directly improve your driving record, having the right coverage can impact your overall insurance costs. If you’ve made positive changes in your driving habits, contact your insurer to discuss potential adjustments to your policy or inquire about discounts for safe driving.

Contact Us

Improving your driving record is a proactive way to potentially reduce your Arizona auto insurance costs. Contact Bosway Auto Insurance Group in Avondale, Arizona, for auto insurance coverage with favorable rates.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.